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This post may contain affiliate links, meaning if you make a purchase via my links, I may earn a commission at no additional cost to you. For more information, please see my disclosure. Most buyers see volatile mortgage rates as a reason to wait. Smart investors see them as a competitive advantage. In 2026, the 30-year fixed mortgage rate has bounced between 5.98% and 6.53% in just three months; and that volatility is creating an unusual market condition: motivated sellers, f